Cat® Card | Special Offers

The Cat® Card gives you that simplicity — plus the flexibility and resources to get what you need fast at any participating Cat dealer or Cat Rental Store in the U.S. Use Cat Card to pay for parts, engines, attachments, repairs, rebuilds, rentals and even protection and service plans — and earn Cat Vantage Points on every qualifying purchase.* Need extended protection or a Customer Value Agreement (CVA)? You can put those on your Cat Card too.

*See cat.com/catcardrewards for eligibility, terms and conditions.

 

Special Offers Just For Cat® Accountholders

Eligible Cat Card accountholders can take advantage of these exclusive promotions on Cat parts, service and attachments right now. Don’t have your Cat Card yet? Apply now to unlock these limited-time offers before they expire.

DON’T HAVE A CAT® CARD? APPLY TODAY!

GET THE CARD

*See cat.com/catcardrewards for eligibility, terms and conditions.


0% Financing For 6, 12 Or 24 Months on Cat Parts & Services2

No invoice minimums up to 24 months. Offer valid through December 31, 2025. See offer details, terms and conditions.2


0% for 12 Months, 1.9% for 24 Months or 4.9% for 36 Months on Cat Work Tools.

Offer valid through December 31, 2025. See offer details, terms and conditions.5



0% For 6 Months

Perfect for quick and simple repairs or smaller purchases — fix it now and pay nothing in interest.2


0% for 24 Months + Skip First 3 Payments

Spread out costs on repairs and replacement parts while keeping money in your pocket.2,3


0% for 36 Months + Skip First 6 Payments

Great for major repairs and rebuilds — restore like-new performance and delay payments until 2026.4



Buy Now. Pay Later.

Find the part. Add to cart. Save big. Use your Cat Card account to get 0% for 24 months when purchasing online at parts.cat.com or choose 0% for 12 or 24 months and pay equal monthly payments on purchases. All with an incredible $0 minimum!2,3.

  1. REWARDS TERMS & CONDITIONS

1See cat.com/catcardrewards for eligibility, details, and terms and conditions. 

  1. CAT CARD PARTS & SERVICE OFFER

2Now through end of 2025:

ON PARTS.CAT.COM AND CAT CENTRAL: Now through end of 2025: Get 0% for 6 months with no payments, 0% for 12 months, 0% for 24 months with no payments for first 3 months and no invoice minimums, 0% for 36 months or 0% for 36 months with no payments for first 6 months with a $3500 invoice minimum.

IN-STORE: Now through end of 2025, at participating Cat dealers: Get 0% interest for 3 months with no payments, 0% for 6 months or 0% for 6 months with no payments, 0% for 12 months, 1.9% for 18 months or 4.9% for 36 months.

Offer valid through December 31, 2025. Offer subject to change without prior notice. Additional terms and conditions may apply. 0% for 36 months and 0% for 36 months with no payments for 6 months requires $3,500 minimum purchase. No minimum amount is required for other terms. Rental transactions do not count toward $3,500 minimum. The invoice must represent at least 50% genuine Cat parts or reman parts. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers. Not all customers will qualify. Balance under all offers due in full at the end of term. If not paid in full at the end the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Special offers are subject to change without notice, and additional terms and conditions may apply. Visit Catcard.com or contact your Cat dealer for more information.

  1. CAT CARD REBUILDS, REPAIRS, OR REPLACEMENTS OFFER

3Now through end of 2025, use your Cat Card and get:

  • 0% for 24 months or 0% for 24 months with 3-month upfront skip payments on Cat parts and service purchases.

Offers valid through December 31, 2025. Offer limited to purchases of select Cat parts and services (no minimum). Rental transactions do not count toward minimum. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Contact your Cat dealer or Cat Financial for more information on qualifying parts and services. Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers. Not all customers will qualify. Balance under offers to be paid by (1) equal monthly payments for the duration of the term, or (2) a 3-month skip payment followed by equal monthly payments for the remainder of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.

  1. CAT CARD 0% FOR 36 MONTHS OFFER

4Offer valid through December 31, 2025. Offer subject to change without prior notice. Additional terms and conditions may apply.

  • 0% for 36 months and 0% for 36 months with no payments for 6 months requires $3,500 minimum purchase. No minimum amount is required for other terms. Rental transactions do not count toward $3,500 minimum. Offer does not apply to Purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers. Not all customers will qualify. Balance under all offers due in full at the end of term. If not paid in full at the end the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Special offers are subject to change without notice, and additional terms and conditions may apply. Visit Catcard.com or contact your Cat dealer for more information.
  1. CAT CARD ATTACHMENTS OFFER

5Now through end of 2025, use your Cat Card and get:

  • 0% for 12 months, 1.9% for 24 months or 4.9% for 36 months on qualifying Cat work tool purchases of $1,000 or more when you use the Cat Card at participating dealerships.
  • 4.9% for 36 months + earn 5% in Cat Credits on select Cat work tool purchases of $1,000 or more when you use the Cat Card at participating dealerships
  • 0% for 36 months on select Cat work tool purchases of $1,000 or more when you use the Cat Card at participating dealerships

Offers valid through December 31, 2025. Offers for 0% for 12, 1.9% for 24 months and 4.9% for 36 months limited to qualifying work tools compatible with select compact equipment and qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Contact Cat dealer for a full listing of eligible work tools.

Offer for 4.9% for 36 months + Cat Credits limited to qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Limit $10,000 in Cat Credits per work tool purchase. Cat Credits can used on future purchases of parts, service, sales, work tools and rentals of Cat equipment at participating Cat dealers, The Cat Rental Store, parts.cat.com and Cat Central. Availability to use Cat Credits on parts.cat.com and Cat Central varies by Cat dealer. Visit cat.com/catcredits for full Cat Credits rules.

Offer for 0% for 36 months limited to the following Hammers: H110-H215 and includes: rotary cutters; mulchers; compactors; shears; multi processors; pulverizers; demo & sorting, orange peel, forestry and fabricated grapples.

A $1,000 minimum purchase invoice is required on all offers unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under offers to be paid by equal monthly payments for the duration of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.

 

 

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